Money Saving Tips
7:03 PM Posted In MONEY SAVING TIPS Edit This 0 Comments »
Is it difficult to save money? Well many would think so but that’s not true. Saving money is not as difficult as it seems. Here are ten practical tips that you can use to begin saving money, without changing your lifestyle. Great to incorporate into your family budget too.1. Change incandescent bulbs with compact fluorescent (CFL) bulbs. CFL bulbs consume 80% less energy than incandescent bulbs, but give the same brightness and illumination. Make sure to buy only light bulbs that have the Energy Star rating to ensure quality compliance.
2. Purchase online, whenever possible. Online stores pass their savings from rental costs and warehousing to the online consumer, thus they can afford as much as 70% off their rack price. When buying items online, go to Google first and search with the word, “discount code”. This can give you further reductions on the item you want to purchase. Try also online bidding: they offer at least 75% off the original purchase price, for practically new (slightly used!) items.
3. However avoid shopping to de-stress. Try walking around the beach, park or go watch a movie instead.
4. Make a list when going to the grocery and stick to it! Anything that is not on the list is not a “need”, but merely a “want” so avoid spending money on unnecessary items. When possible buy non-perishable consumables in bulk to benefit from bulk discounts.
5. Use coupons when available. Take the time and have the patience to clip and organize grocery coupons. When added together, savings from using all coupons in one grocery trip can be as much as $20-$30. Purchase dining and shopping coupons online and print them at home. Doing so can save you at least 50% on the face value of the coupons.
6. Pay off your credit card balances each month and avoid finance charges. Better yet, use cash as much as possible, unless using plastic will give you a better deal (0% interest on appliance purchases, or cash rebates).
7. Take lunch to work. Buy potato chips and soda from the grocery and make a homemade sandwich and pack them in a brown bag.
8. Eat homemade dinners as often as possible. Plan menus that are practical and easy-to-cook to encourage eating at home. Save money by dining out only on special occasions.
9. Bring your own sodas and snacks when watching a movie. The cost of sodas and snacks are at least 25% higher in movie houses. Plus, homemade popcorn tastesmuch better: you can put on all the salt and butter you want!
10. And ladies, use everyday pantry items for skin and body care. Cucumbers, honey, milk, lemon, salt and baking soda are some items in your home that can also be used to take care of your skin.
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